LifeArch Debt Calculator Pro
The ultimate calculator. Eliminate debt and build savings at the same time.
Payoff Strategy
| Custom Order | Account Name | Loan Type | Current Balance ($) | Interest Rate (%) | Term (mos) | Mthly Min Payment ($) |
|---|---|---|---|---|---|---|
Summary
| Metric | Value |
|---|
Payoff by Account
| Custom Order | Account | Type | Starting Balance | APR | Payoff Month | Payoff Date |
|---|
Monthly Payment Schedule
Monthly Summary Schedule
| Month # | Date | Total Min Payment | Fixed Total Payment | Payment Drop | Savings Deposit | Acceleration Applied | Target Account | Total Balance (End) |
|---|
Note: Credit card minimums are modeled as a percentage of balance inferred from Month 1 inputs, with a $25 floor.
This is a planning and decision tool designed to show direction, tradeoffs, and momentum, not a replacement for lender statements.