| Acorns |
Beginner |
$5 referral bonus or $10–$52 CPA per lead (depends on network) |
≈ 30 days |
FlexOffers / Impact |
Disclose affiliate status; bonuses only when account funded |
“Start Your First Investment” page / Wealth Basics challenge |
| Stash |
Beginner |
Cash or stock reward for friend + referrer |
≈ 15 days |
Direct / Invite link |
Use official referral copy; no added incentives |
Getting Started Module / Budget Automation |
| Qapital |
Beginner |
$5–$25 referral bonus (varies by promo) |
In-app term |
Direct / GetLasso |
Refer only to eligible U.S. residents |
Money Habits Toolkit page |
| Digit (Oportun) |
Beginner |
$5 per referral + $35 after 3 within 30 days (promo) |
In-app term |
Admitad / Direct |
Cannot bundle additional incentives |
Savings Automation page |
| Betterment |
Builder |
$25–$120+ per funded account |
30 days |
Impact / Acceleration Partners |
CPA only on funded accounts; clear affiliate label required |
Investing Blueprint Module |
| M1 Finance |
Builder |
$46–$70 per funded account or $75 referral bonus |
30 days |
Network / Direct Referral |
Must maintain funds ≥ 30 days to qualify |
Portfolio Design Workshop |
| SoFi |
Advanced |
$75–$300+ CPA per qualified lead (up to $1 000 for refi) |
≈ 30 days |
Impact / Uppromote / FlexOffers |
Each product has unique T&Cs — link directly to official page |
Wealth Expansion / Financing Portal |
| Public.com |
Advanced |
Free-stock referral ($5–$10 value) |
In-app term |
Direct Referral |
No cash incentives beyond program rules |
Alternative Assets / Bond Education page |