LifeArch Terms of Service

 

Last Updated: 09/17/2025

  1. Acceptance of Terms

By accessing or using the LifeArch website, tools, calculators, membership services, or any related offerings (the “Services”), you agree to these Terms and Conditions (“Terms”). If you do not agree, do not use the Services.

  1. About LifeArch

LifeArch provides financial education, membership programs, digital calculators, investment tools, and related resources to help members achieve financial well-being. LifeArch is not a licensed financial advisor, broker, or tax consultant. Our content is for informational and educational purposes only.

  1. Eligibility

You must be at least 18 years old to use LifeArch Services. By registering, you confirm that you meet this requirement.

  1. User Accounts & Security
  • You may need to create an account to access some LifeArch Services.
  • You are responsible for keeping your login information confidential and for any activity on your account.
  • Notify us immediately if you suspect unauthorized use of your account.
  1. Membership, Subscriptions & Payments
  • Some LifeArch Services require a paid membership or subscription.
  • Membership fees, renewal terms, and benefits will be displayed during signup.
  • Payments are non-refundable unless otherwise stated.
  • LifeArch reserves the right to change pricing or features with notice.
  1. Use of LifeArch Tools & Content
  • All content, calculators, dashboards, downloads, and educational materials are the property of LifeArch or its licensors.
  • You may use LifeArch Services for your personal, non-commercial use only.
  • Do not copy, reproduce, distribute, or create derivative works without written permission.
  1. Community Guidelines
  • Respect for All: Treat all members and staff with respect and professionalism. Harassment, discrimination, or abusive behavior is strictly prohibited and grounds for immediate removal.
  • No Harmful or Illegal Content: Do not post, share, or distribute content that is offensive, illegal, fraudulent, or misleading. Violations will be met with swift action.
  • Strict Prohibition on Unauthorized Commercial Use and Cloning:
  • All LifeArch tools, calculators, and resources are provided solely for personal, educational, and non-commercial use unless you have explicit, written authorization from LifeArch.
  • Cloning, copying, reproducing, reverse-engineering, distributing, reselling, or otherwise attempting to recreate or monetize any LifeArch tool, calculator, or intellectual property is strictly prohibited.
  • This includes—but is not limited to—replicating LifeArch calculators, exporting code or designs, creating derivative works, or packaging LifeArch resources for use on other platforms, websites, or products without LifeArch’s express written consent.
  • Zero Tolerance & Immediate Enforcement: Any attempt to exploit, clone, or commercialize LifeArch resources—whether for direct or indirect financial gain—will result in immediate and permanent suspension of your membership and potential legal action for damages. LifeArch actively monitors for violations and will enforce these rules to the fullest extent.
  1. Disclaimer
  • LifeArch Services are provided “as is” and “as available” without warranties of any kind.
  • We do not guarantee the accuracy, completeness, or results of using our Services.
  • Financial decisions are your responsibility; consult a licensed professional for personal advice.
  1. Limitation of Liability
  • LifeArch is not liable for any damages resulting from your use or inability to use the Services.
  • This includes direct, indirect, incidental, or consequential damages—even if we are advised of the possibility.
  1. Third-Party Links & Tools
  • LifeArch Services may include links to third-party websites or tools. We do not endorse or control their content.
  • Use third-party sites at your own risk and review their terms.
  1. Privacy

Your use of the Services is also governed by our Privacy Policy.

  1. Changes to Terms

LifeArch may update these Terms periodically. Changes will be posted here, and your continued use means you accept them.

  1. Termination

We reserve the right to suspend or terminate your account or access to Services for any violation of these Terms or at our discretion.

Unauthorized use, duplication, distribution, or commercialization of any LifeArch intellectual property, including calculators, code, designs, and related resources, is strictly prohibited and will result in termination of access and legal action.

  1. Governing Law

These Terms are governed by the laws of Georgia. Disputes will be resolved in the courts of Georgia, the United States.

  1. Contact LifeArch

Questions about these Terms?

  • Email: solutions@lifearch.tech

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